Meet Rowan — your AI financial copilot
Meet Rowan, your AI financial copilot. Rowan sees your transactions, forecasts your cash flow, estimates your taxes, and answers questions like "Can I afford to hire help?" — using your actual numbers, not generic advice.
See where Rowan shows up in the app →
No credit card required to start
Forecasting, taxes, clients, invoices, and Rowan — together in one calm dashboard.
Pyne
Good morning
Here's what matters today
Rowan · Insights
Q2 taxes due in 18 days — you're ~$2,100 short of your set-aside goal.
→ Set aside funds · Open tax center
Income
$12.4k
Expenses
$4.2k
Net
$8.2k
Based on your forecast, want a 2-sentence plan for the week of Apr 14?
Illustrative UI — Rowan insights, metrics, and chat in one place.
Most tools show you the past. You need to see what’s next—and what to do about it.
Invoices, subscriptions, and taxes don’t line up on a calendar. Without a forward view, you’re always wondering if you can afford the next month.
Quarterly estimates sneak up. Deductions live in your head—or nowhere. You deserve running totals, not year-end surprises.
Spreadsheets, bank exports, and half-connected apps don’t talk to each other. Pyne pulls the story into one place so you can decide faster.
Three steps from chaos to clarity—no finance degree required.
Add transactions manually, import CSV, or connect the integrations that match how you already work.
Smart categorization, client and project context, and a living financial snapshot you can actually trust.
90-day cash flow, tax estimates, and AI guidance tuned to freelancers—not generic household budgets.
Built into Pyne
Your AI financial copilot — built into every screen
Every screen below shows where Rowan shows up: briefings, annotations, and summaries — guidance from your real numbers, not just charts.
Rowan explains your numbers, flags what needs attention, and answers questions in plain language. Ask Rowan anything about your money. It pulls from your real transactions, invoices, and time tracking to give you answers no generic tool can.
Pyne
Dashboard
AIRowan
You're up $2,400 vs last month — want a one-line summary for your CPA?
Ask me about cash flow, taxes, or a specific client — I'm using your live data.
Product-style preview — AI highlights match the real dashboard patterns.
See when money lands, what’s recurring, and where your cushion could dip—before it happens.
Pyne
90-day cash flow
AIRowan
Gap expected week of Apr 14 — balance may dip below your $1,000 minimum after recurring expenses.
Solid = actual · Dashed = projected (in app)
Product-style preview — AI highlights match the real dashboard patterns.
Directional federal and state estimates that move with your income and deductible expenses.
Pyne
Tax Center
AIRowan's tax briefing
On track to owe ~$20,770 this year. Found 3 strategies that could reduce this by ~$3,200 — review with your CPA.
Product-style preview — AI highlights match the real dashboard patterns.
Know which clients drive profit, how your quoted rate compares to what you actually earn per hour, and where unbilled time hides.
Pyne
Clients
AIRowan's portfolio read
Revenue concentrated: 53% from Acme Corp. Most efficient: Beta LLC at $112/hr effective.
Product-style preview — AI highlights match the real dashboard patterns.
Professional PDFs, email delivery on Pro, payment links, and signals when money hits your accounts.
Pyne
Invoices
AIRowan's invoice summary
3 outstanding ($8,200). Acme is 12 days overdue on $4,500 — follow up or enable reminders.
Bill to
Acme Corp
Pro: Resend email · tracking · auto-mark paid from sync
Product-style preview — AI highlights match the real dashboard patterns.
Start free. Upgrade when Pyne is clearly saving you time and preventing expensive surprises.
Free
Get started
No credit card required
Pro
For growing freelancers
$179 billed annually · save $49/year
Cancel anytime from billing settings.
Pro+
For power users
$379 billed annually · save $89/year
Best AI and longest forecast horizon.
Pyne provides estimates and general financial insights for informational purposes only. This is not tax, legal, or financial advice. Consult a qualified CPA or tax professional for decisions about your specific situation.
Straight answers about security, taxes, and what Pyne is (and isn’t).
No. Pyne provides estimates and educational insights only. Always confirm tax decisions with a qualified professional.
No. Pyne is read-only for connected data and does not initiate payments or file returns.
Core tracking with limits: up to 50 transactions per month, 30-day history, and Rowan (your AI copilot) on Haiku—plus manual entry. CSV import and more unlock on Pro.
Unlimited history and transactions, full cash flow forecasting, tax center, all integrations, unlimited AI, weekly email digest, time tracking and effective rates, and client/project profitability.
We use industry-standard encryption in transit and at rest, trusted auth providers, and we don’t sell your financial data.
Rowan runs on Anthropic’s Claude models. Free and Pro users get Claude Haiku — fast and accurate. Pro+ users get Claude Sonnet — noticeably deeper financial analysis.
Yes. Manage your subscription in the billing portal; you’ll keep Pro access through the end of the paid period.
Join freelancers who want their numbers as polished as their portfolios—without living in a spreadsheet.
Get started freeNo credit card required to start
You’re in good company
76.4M
independent workers in the U.S. alone
Freelancing isn’t a side hustle anymore—it’s how millions of people build a living. Pyne is built for that reality: variable income, self-employment tax, and no HR department to explain your paycheck.